LEARNING OUTCOMES

The course aims to provide students with adequate instruments to understand and critically analyze banking sector from the legal point of view. We will examine banking regulation (with a focus on Italian law but looking also at the European and International levels) with reference, as an example, to the rules about the taking up and pursuit of banking activity, ownership of banks, supervision (e.g. regulatory supervision about governance, risk management, own funds, etc.), crisis management, etc. and regulation pertaining banking contracts (client protection, consumer protection, transparency) also with an overview of the main banking contracts. The above mentioned analysis will take into account the most recent developments and scientific debates within the sector, both nationally and internationally. Furthermore, the course will include seminars, where students will have the opportunity to analyze, under the guidance of the professor but at the same time developing their own research, analysis and presentation skills, the most interesting and relevant to banking law cases. Attendance is particularly recommended to foreign students in order to receive specific support by the professor. The professor is in any case available for questions and other requests.

AIMS AND LEARNING OUTCOMES

The active participation to the course (lectures and seminars) will allow students to: 

- gain knowldge of banking regulation (prudential regulation and supervision as well as contracts);

- understand the reasons and reasoning behind the adoption of each rule;

- apply the rules to specific cases and new phenomena (Fintech, crowdfunding, etc.);

- be exposed to current discussions at national and international level, potentially leading to future regulatory reforms in the sector;

- develop research, analysis and reasoning skills, ability to present their research to an adience and participate to the discussion

- improve the ability to work in group;

- develop the ability to link different topics, even from different courses.

PREREQUISITES

Having passed the exam and participated to the classes of the business law course is highly recommended. 

TEACHING METHODS

Lessons (with active participation of students) and seminars (with presentations by students).

SYLLABUS/CONTENT

In the last years, the course has been complemented by seminars addressing practical cases or certain topics deserving special attention to better understand banking regulation, such as: microcredit, peer-to-peer lending, Bitcoin, online banking, fintech banks, Antonveneta, Monte dei Paschi di Siena, Carige, Fortis-Dexia, 'four banks' cases, islamic finance, Brexit. 

RECOMMENDED READING/BIBLIOGRAPHY

Textbook and recommended material will be specified on Aulaweb