The course introduces to the knowledge of banking, covering the main issues: role of banking in financial system, economic functions of banks, theory of financial internediation, regulation and supervision, productive functions of banks (lending, provisioning, liquidity, asset and liabilities amangement), lending and provisions products and their technical features, risk management, income statement and balance sheet
The course introduces to the knowledge of banking, covering the main issues: role of banking in financial system, economic functions of banks, theory of the bank and financial intermediation, regulation and supervision, Basel 1,2 and 3 regime, capital and liquidity risk management, lending policies and products, provision policies and products, asset & liability management, profitability and risks, credit risk management, capital management, liquidity anagement, income statement and balance sheet.
The students will learn to analyse and intepretate the performance of banks, will undestand the role of banks in the financial and economic system and their functions, will be given theoretical framework and practical knowledge to understand how banks behave and how they attain their objectives.
Basic knowledges in business management and administration and in economics of capital markets and financial institutions
Lessons by the teacher and by practitioners, and/or reading of the textbooks.
Students who have valid certification of physical or learning disabilities and who wish to discuss possible accommodations or other circumstances regarding lectures, coursework and exams, should speak both with the instructor and with Professor Serena Scotto (scotto@economia.unige.it), the Department’s disability liaison
Main topics:
Banks and financial system
Theories of banking
Regulation in banking sector: capital regulation and different stages in Basel regulation
Functions of banks: lending, monetary, provision, transmission of monetary policy
Lending policies; credit risk evaluation, credit risk management and internal rating systems
Provision policies
Main banking products: deposits, short term and long term credits
LIquidity management and liquidity risk
Security activities: capital market, trading, asset management
Asset liability management and interest rate risk
Income statement, balanche sheet and accoujnting principles
Casu, Girardone, Molyneux, Introduction to Banking 2nd edn, Pearson
Ricevimento: MARCO DI ANTONIO The teacher meets the students before and after the lessons or, by request, on Teams
MARCO DI ANTONIO (President)
BARBARA ALEMANNI
LAURA NIERI
The course starts in september 2024 and ends in december 2024
BANKING
Written examination, in english; open questions
Written examination, in english; open questions.
Students who have valid certification of disability or Specific Learning Desorders (DSA) on file with the University may request the use of compensatory measures during the exams (e.g. additional time, concept maps, modifications in the written/oral mode), following the guidelines published. In any case, for further information, please contact the Department’s disability liaison: Isa.Fanlo@unige.it
Attendance not compulsory
