OVERVIEW

The course analyses the main drivers of change in the banking sector (globalisation, privatisation, changes in regulation, technology, changes in customer behaviors) and their impacts both on competition and market structure  and on bank's financial performance. After, the possibile responses to the competitive pressures are examined: strategic planning process, governance, business model, corporate and competitive strategy, organisational models, marketing policies, performance measurement and evaluation systems, internal control systems. A specific focus is given to risk management and capital management.

AIMS AND CONTENT

LEARNING OUTCOMES

The course analyses the main drivers of change in the banking sector (globalisation, regulation, technology, changing in customers’ behaviour, ESG) and their impacts both on competition and market’s structure and on banks’ economic equilibria. After, the possible responses to the competitive pressures are examined: strategic planning processes, business models (value based opposite to stakeholder oriented), corporate and competitive strategies, organisational models, marketing policies, performance measurement and evaluation systems, capital allocation systems, risk management systems, internal control systems

AIMS AND LEARNING OUTCOMES

The course aims at giving the students theoretical and practical knowledge about managerial and governance functions in banking. The studenst wil learn the framework to interpretate environmental trends, their impact on bank performance, the most appropriate strategic and organisational reactions. By analyzing case studies, students will also improve their problem solving capabilities.

PREREQUISITES

Basic knowledge about the banking sector and the management of banks (lending, funding, risks, accounting, regulation...)

TEACHING METHODS

Lessons by the teacher and by practitioners, case studies, reading of the textbooks.

SYLLABUS/CONTENT

Megatrend and drivers of change: globalisation, regulation, privatisation, technology, changing in customers’ behaviour, ESG
Their impacts on: i) competition and market’s structure; ii) financial performance
The strategic planning process: elements, phases, actors, content, evolution
A framework for strategy formulation: corporate, competitive and functional strategies
Business models in banking: importance, taxonomy, innovation
Shareholder management (value based management) versus stakeholder management (ESG)
Analysis of case studies

Marketing policies and new frontiers in customer management (customer journey, big data and analytics)
Performance measurement and evaluation systems
Risk management and capital management systems
Internal control systems

RECOMMENDED READING/BIBLIOGRAPHY

A.Resti-A.Sironi, Risk management and shareholders’ value in banking, Wiley, 2007, Part V and VI

TEACHERS AND EXAM BOARD

Exam Board

MARCO DI ANTONIO (President)

FRANCESCA QUERCI

LESSONS

LESSONS START

The course starts in february 2024 and ends in may 2024

Class schedule

The timetable for this course is available here: Portale EasyAcademy

EXAMS

EXAM DESCRIPTION

Written examination; in english

ASSESSMENT METHODS

Written examination, in english

Exam schedule