OVERVIEW

The course introduces to the knowledge of banking, covering the main issues: role of banking in financial system, economic functions of banks, theory of financial internediation, regulation and supervision, productive functions of banks (lending, provisioning, liquidity, asset and liabilities amangement), lending and provisions products and their technical features, risk management, income statement and balance sheet

AIMS AND CONTENT

LEARNING OUTCOMES

The course introduces to the knowledge of banking, covering the main issues: role of banking in financial system, economic functions of banks, theory of the bank and financial intermediation, regulation and supervision, Basel 1,2 and 3 regime, capital and liquidity risk management, lending policies and products, provision policies and products, asset & liability management, profitability and risks, credit risk management, capital management, liquidity anagement, income statement and balance sheet.

AIMS AND LEARNING OUTCOMES

At the end of the course, the student wiil:

- know the structure, the functions and the evolution of the banking system

- know the main banking theories

- know the main banking functions: provision, lending and credit function, treausry, monetary function, investment

- know the banking regulation

- know the technical features of bank products

- analyse and evaluate the contribution of the banking system to the economic growth of the country

. analyse and evaluate the credit worthiness of households and firms

. amalys and evaluate the economic equilibria of banks: solvibility, liquidity, profitability 

- analyse and evaluate banking risks

- analiyse and evaluate banks' financial statements

PREREQUISITES

Basic knowledges in business management and administration and in economics of capital markets and financial institutions

TEACHING METHODS

Lessons by the teacher, and/or reading of the textbooks.

SYLLABUS/CONTENT

The course contributes to the attainment of the objectives 4, 8 and 9 of the ONU AGENDA 2030 for the Sustainable Development.

Main topics:

Banks and financial system

Theories of banking

Regulation in banking sector: capital regulation and different stages in Basel regulation

Functions of banks: lending, monetary, provision, transmission of monetary policy

Lending  policies; credit risk evaluation, credit risk management and internal rating systems

Provision policies

Main banking products: deposits, short term and long term credits

LIquidity management and liquidity risk

Security activities: capital market, trading, asset management

Asset liability management and interest rate risk

Income statement, balanche sheet and accoujnting principles

RECOMMENDED READING/BIBLIOGRAPHY

Casu, Girardone, Molyneux, Introduction to Banking 2nd edn, Pearson

TEACHERS AND EXAM BOARD

LESSONS

LESSONS START

The course starts in september 2025 and ends in december 2025

Class schedule

The timetable for this course is available here: Portale EasyAcademy

EXAMS

EXAM DESCRIPTION

Written examination, in english; 4 open questions; 80' time

ASSESSMENT METHODS

The teacher will evaluate the students' exams basing on the knowledge of the topics dealt with in lectures, the knowledge of the terminology, the problem solving skills, the capacity to analyse and evaluate problems, case studies, firms' credit worthiness, firms' and banks' finanzial statements.   

FURTHER INFORMATION

Attendance not compulsory